First One Lending - Our Privacy Policy

We have the highest regard for the privacy of our customers. We continually assess our business activities to safeguard personal information and conduct business in a manner which fulfills our promise.

We limit the collection and use of personal information to the minimum we require to deliver superior products and service to our customers, which may include advising our customers about our products, services and other opportunities, and to administer our business. This information includes information we receive from you on forms and applications, over the phone, online or information we receive from a consumer reporting agency.

We use personal information, as permitted by law, in the normal course of our business and may disclose personal information that we collect in order to administer and manage your accounts, to our affiliates and the following types of non-affiliated parties: Financial and non-financial organizations that perform services on our behalf such as data transaction processing, consumer reporting agencies, card services or companies that assist us in marketing our products and services.

We are committed to protecting the security and integrity of customer information through procedures and technology designed for this purpose.

For example:

We limit employee access to customer information to those who need to know this information in order to service customer relationships.
We maintain policies and procedures covering the proper physical security of workplaces and records.
Our physical, electronic, and procedural safeguards comply with federal standards regarding the protection of customer information.
We require independent contractors and outside companies who work with us to adhere to our strict privacy standards.
We use technological means (such as backup files, virus detection and eradication software, firewalls, and other computer software and hardware) to protect against unauthorized access or alterations to customer data.